Many people are not aware that a typical home owner's insurance policy only covers up to $1000.00 of jewelry, unless it is specifically written into the policy. This is why we highly recommend getting a separate insurance policy for your jewelry. We do not personally sell jewelry insurance but we highly recommend Jewelers Mutual Insurance Company. They are excellent to deal with, from the customer and jeweler's point of view, and offer quick service for a very reasonable price. Click the link below for a free quote!